Terms of Service

Last updated 19 August 2026

By accessing or using Snowball Invest (the “site”), you agree to these terms. If you do not agree, please do not use the site. We may update these terms from time to time; continued use after a change means you accept the updated terms.

Educational content, not advice

Everything on Snowball Invest, including the calculators, guides, quizzes and tools, is provided for general educational and informational purposes only. It does not take your personal circumstances into account and does not constitute financial, investment, tax or legal advice. Before acting on anything you read here, consider your own situation and seek advice from a licensed professional. See our full disclaimer for more.

No warranty and limitation of liability

The site is provided “as is” without warranties of any kind. Calculator outputs are estimates based on the assumptions you enter and may not reflect real outcomes, which depend on taxes, fees, inflation, market movements and your own behaviour. To the maximum extent permitted by law, Snowball Invest is not liable for any loss or damage arising from your use of, or reliance on, the site or its content.

Affiliate disclosure

Some links on the site, including certain book recommendations, are affiliate links. If you buy through them we may earn a small commission at no extra cost to you. We only recommend things we genuinely think are useful, and a commission never changes what we suggest.

Third-party links

The site links to third-party websites for reference. We do not control that content and are not responsible for it. A link is not an endorsement.

Intellectual property

The content, design and tools on Snowball Invest are our property or used with permission, and are protected by copyright. You may read and share links to our content, but you may not republish or reproduce it substantially without our written permission.

Your use of the site

You agree not to misuse the site, including attempting to disrupt it, scrape it at scale, or use it for anything unlawful. Any data you enter into a calculator stays in your browser unless a feature clearly states otherwise.

Governing law

These terms are governed by the laws of Australia. This page provides a general framework and is not a substitute for tailored legal advice.

Questions about these terms? Reach us via the details on our about page.