Snowball Invest

Learn

Plain-English guides on investing, saving and growing your money. Pick a topic below or search for exactly what you need.

Parents playing outdoors with their child, representing Family Tax Benefit in Australia
NewExplainer
Tax

Family Tax Benefit Explained (Part A, Part B and How to Claim)

Confused by Family Tax Benefit in Australia? Learn what FTB Part A and Part B are, who qualifies, and how to avoid a Centrelink debt.

21 Aug 202611 min read
A desk calendar with a tax deadline reminder note
NewExplainer
Tax

Tax Return Deadline in Australia: Key Dates and Late Penalties

Miss the tax return deadline in Australia and penalties can follow. Learn the key dates, the tax-agent extension, and what to do if you are late.

21 Aug 202610 min read
A sole trader working on a laptop behind a small business counter
NewExplainer
Tax

Sole Trader Tax in Australia: How Much Will You Actually Pay?

There is no special sole trader tax rate in Australia: your profit is taxed at personal marginal rates. Here is how it works, plus GST, deductions and a tax buffer.

21 Aug 202612 min read
A stock market trading screen with charts, representing capital gains tax on shares
NewExplainer
Tax

Capital Gains Tax on Shares in Australia (Plain-English Guide)

How does capital gains tax on shares work in Australia? Learn the 50% discount, cost base, capital losses and record-keeping, all in plain English.

21 Aug 202611 min read
A model house with keys and a contract, representing tax on rental income
NewExplainer
Tax

Tax on Rental Income in Australia: What Landlords Must Know

How is rental income taxed in Australia? Learn what to declare, what to deduct, and how negative gearing works, all in plain English.

21 Aug 202612 min read
A smiling barista at work, representing minimum wage and award pay in Australia
NewExplainer
Salary & Career

Minimum Wage in Australia: What You're Actually Entitled To

What is the minimum wage in Australia? A plain-English guide to current rates, awards, casual loading, and what to do if you are underpaid.

21 Aug 202610 min read
Parents holding their newborn baby, representing parental leave in Australia
NewExplainer
Salary & Career

Parental Leave in Australia: Paid, Unpaid, and How It Stacks

Confused about parental leave in Australia? We break down government PPL, unpaid NES leave, super on PPL, and employer schemes in plain English.

21 Aug 202612 min read
A person resting unwell on a sofa with tea, representing sick leave in Australia
NewExplainer
Salary & Career

Sick Leave in Australia: What You're Actually Entitled To

Confused about sick leave in Australia? Learn how much you get, how it accrues, what casuals are entitled to, and whether it is paid out.

21 Aug 20269 min read
A waiter working an evening restaurant shift, representing penalty rates in Australia
NewExplainer
Salary & Career

Penalty Rates in Australia: What You're Actually Owed

What are penalty rates in Australia, and do you qualify? A plain-English guide to weekend, public holiday and shift loadings, and how to check yours.

21 Aug 202610 min read
๐Ÿ”ค

Financial Glossary

Plain-English definitions for 87 money and investing terms.

โ†’