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Plain-English guides on investing, saving and growing your money. Pick a topic below or search for exactly what you need.

A person working from home at a laptop in a bright home office in Australia
NewExplainer
Tax

Work From Home Tax Deductions in Australia: The Complete Guide

Working from home in Australia? Learn exactly what you can claim, which method suits you, and how to avoid the most common ATO mistakes.

20 Aug 20269 min read
A job interview in a modern Australian office, the next step after redundancy
NewExplainer
Salary & Career

Redundancy Pay in Australia: What You're Owed and What to Do Next

Understand your redundancy pay entitlements in Australia: the NES scale, how it's taxed, Centrelink waiting periods, and what to do with your payout.

20 Aug 202610 min read
An older Australian couple reviewing self-managed super fund documents at a desk
NewExplainer
Retirement & FIRE

What Is an SMSF? A Beginner's Guide to Self-Managed Super

Thinking about an SMSF in Australia? Learn how they work, the pros, the cons, and whether your super balance makes one worth it.

20 Aug 202611 min read
A hand placing money into a jar labelled savings, representing a low-risk place to park cash
NewExplainer
Getting Started

Money Market Funds in Australia: What They Are and What to Look For

Wondering what a money market fund is and whether one exists in Australia? Find out what to look for, how it works, and if it suits you.

20 Aug 20269 min read
A bright rental living room full of a tenant's own belongings in Australia
NewExplainer
Insurance

Renters Insurance in Australia: What It Covers and What It Costs

Renters insurance in Australia covers your belongings, not the building. Learn what it costs, what it covers, and how to choose a policy that fits.

20 Aug 20269 min read
Tax Brackets Australia: How Marginal Tax Rates Actually Work
Explainer
Tax

Tax Brackets Australia: How Marginal Tax Rates Actually Work

How tax brackets and marginal rates work in Australia. The 2024-25 brackets, a worked $90k example, effective vs marginal rate, and what Stage 3 changed.

18 Aug 20268 min read
The Tax-Free Threshold Explained ($18,200)
Explainer
Tax

The Tax-Free Threshold Explained ($18,200)

Australia's tax-free threshold is $18,200. Who can claim it, how to claim it from the right employer, what happens with a second job, and how to fix mistakes.

18 Aug 20267 min read
How to Lodge Your Tax Return in Australia (Step by Step)
How-to
Tax

How to Lodge Your Tax Return in Australia (Step by Step)

Lodge your 2024-25 tax return via myTax or a tax agent. Deadlines, a step-by-step myTax walkthrough, refund timing, and what happens if you lodge late.

18 Aug 20269 min read
Tax Offsets in Australia: LITO, SAPTO and More Explained
Explainer
Tax

Tax Offsets in Australia: LITO, SAPTO and More Explained

How tax offsets work in Australia: the difference from a deduction, why most are non-refundable, and the main 2024-25 offsets (LITO, SAPTO, health rebate).

18 Aug 20269 min read
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Financial Glossary

Plain-English definitions for 87 money and investing terms.

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